You’ve chosen a new home, selected a mover, and now comes the task of packing for the move. There are 3 important things you should remember that will save you a lot of time and frustration later:
• Collect all the materials (boxes, tape, paper) you’ll
need to pack.
• Don’t put packing off until the last minute.
• Stay organized!
Here’s a list of the materials you’ll need to pack efficiently:
• Paper for wrapping your items:
Many people collect old newspapers and use them. Just remember that the news ink never dries and will come off on your belongings. If you want to avoid the need to wash everything when you arrive, you can purchase packing paper from your mover.
• Boxes:
You can collect boxes from your local supermarket and other businesses. Select strong boxes in good condition and make sure they have covers. Divided boxes like liquor boxes are great for glasses and stemware.
Your mover can also provide you with boxes especially made for moving. However, these boxes are expensive and you may want to purchase only those which are usually necessary like wardrobes for hanging clothes, mattress cartons, and cartons for large pictures, mirrors and table lamps.
• Sealing Tape - Use plastic tape that’s 1½-2” wide
• Magic Marker – to mark boxes for contents and special instructions like “fragile”, “this side up”, etc.
Now that you have all your materials, you’re ready to start packing! Start as far ahead of time as you can. Waiting until the last minute will create a nightmare you don’t want to experience! If you begin early you can pack a few boxes a day and have everything completed without stressing yourself unnecessarily.
It’s really important that you keep your packing organized; it will save a lot of confusion later. It’s best to pack a room at a time so that you can keep everything thing together that belongs together.
Start in areas containing articles that aren’t used frequently such as your attic, basement, garage, etc. You can leave an extra box to hold items that can’t be packed early.
Packing Up the Kitchen
The hardest room to pack is probably the kitchen so let’s discuss that in detail.
Remember when you’re packing fragile items to pad the bottom of the box with several sheets of paper. Place the heaviest items on the bottom of the box and the more delicate things on top.
When you pack flatware like plates, saucers, etc., wrap each item separately and then combine in groups of three. Rewrap that group in more paper and seal with the plastic tape. Each group will then be better protected. Stand them on end in the box.
You can nest glasses and cups 3 or 4 together and separate with small sheets of paper. It’s best to pack them in divided containers if you have them. If the box isn’t full to the top, stuff with additional paper. If you don’t have divided containers, you can place them in other boxes where you have empty space; just be sure to fit them in toward the top of the box so they aren’t crushed.
Don’t nest Goblets and stemware, wrap them individually.
Try to keep small kitchen appliances like the toaster, crock pot, etc., all together rather than mixing them with other items. Wrap them individually with 2 or 3 sheets of paper and wad up paper to fill any empty space. However, if you have a lot of extra room you can add some pots and pans.
You can nest pots, pans and large bowls in groups of 3 with a couple sheets of paper between each of them.
When you pack boxed foods such as cereal and rice, be sure to seal the tops with plastic tape. (Remember to do this for salt and pepper shakers also!) If your things are going be stored for very long, you may want to discard these items to avoid rodents or insects.
You can pack filled canisters as long as they are individually wrapped and the tops are sealed with plastic tape.
Finally, here are some miscellaneous tips to remember:
• Don’t pack anything that’s flammable, combustive or explosive. This includes items like aerosol spray cans, gasoline, and paint thinners.
• Empty all drawers.
• Pack heavy items like books and canned goods in smaller boxes.
• Pack bulky and lightweight items like toys, blankets, and pillows in large boxes.
• You don’t need to wrap toys, books and shoes individually.
• Stand books and records on end.
It isn’t as hard as it sounds, but it you don’t want to deal with packing, your moving company will be happy to pack for you ~ of course, that service comes with a very hefty price tag!
Happy Moving!
Showing posts with label apartments. Show all posts
Showing posts with label apartments. Show all posts
Friday, November 25, 2011
Thursday, November 10, 2011
The Apartment Search
When you are apartment hunting, prepare a rental search plan. Be sure to know in advance what you want in an apartment and what you can live without. Decide in advance what areas of the city you could consider living in and make a list of apartment buildings within that perimeter.
Be sure to consider how far and how convenient it will be for you to travel to your job or your school or your family and friends. Also, how far is the apartment from stores, banks, hospitals, Church (if you attend) etc. If you have a car, make sure that there is adequate and convenient parking space 24/7. If you don't drive make sure that there is close by public transportation.
Narrow your apartment locating to the size of rental unit you need. Studio apartment or one bedroom apartment or 2 BR apartment or more. Are you considering a furnished apartment or do you possible need a short term rental. If you are renting an apartment with a cat, dog, or other pet, you need to find out which apartments allow renting with pets and which do not. And, if they do allow pets, is there an additional security deposit required and if so, how much it is. Do you need an apartment complex with an exercise room or tennis courts or a pool or a recreation room, etc. or do you simply need and desire a nice clean and quiet pad.
Be realistic about what you can afford. Most apartment renting guides suggest that your rent should not be more than 25% to 30% of your income. This can vary depending on the income bracket, but be sure to be "real world" when budgeting additional apartment expenses such as heating and air conditioning and other utilities. If you fall short of affording the apartment of your choice, you might consider sharing an apartment with a roommate or roommates. Keep in mind that living with roommates can help you afford an upscale apartment or even, in some cases, luxury apartments, but it also has extreme restrictions to your privacy.
If you are familiar with the area and its neighborhoods, that gives you a distinct advantage for your apartment search. If, however, you are relocating to a new city or are not particularly knowledgeable about the city, you may want to contact an Apartment Locator or an Apartment Finder.
Once you narrow your search for apartments down to apts which suit your needs and desires you must be well organized & well prepared for your visits to the apartment complexes. When inspecting the rental premises be on the alert for unsafe conditions, excessive noise from traffic or playgrounds or neighbors. Visit the apartment building at night as well as the daytime hours. This will give you a more comprehensive understanding of the total space you will be residing in.
When you find the apartment complex that meets your renting needs and desires, you must be ready to put your "best foot forward" when you meet the apartment's rental agent. This person may be the apartment building manager or a renting agent for the apts. You should prepare for this apartment renting interview in a professional and intelligent manner. Be advised that you are going to be asked to provide proof that you are a reliable prospective tenant. You are most likely going to need references from previous landlords. You may also be required by the apartments to show that you are gainfully employed and can afford the rent. Many landlords may require a credit report. If you are a first time renter and/or you have limited credit history you may be asked for references from family, friends, employer, professionals, etc. Likewise if you are renting with bad credit you will certainly want to come to the interview with a strong selection of references.
You are not necessarily restricted from apartment renting with less than perfect credit, but you may be required to put up an additional security deposit and possibly have a credit worthy person co-sign the apartment lease with you. Don't unprepared for by requests for any of these things. Be sure to fill out a 100% truthful apartment rental application and come to the interview with references, proof of employment, credit information and any other renting resources at the ready. If you do have a credit history or renting history that might be detrimental, going through an apartment locator or apartment finder may be the best solution. They will present your history to the landlord for you, (make sure they are 100% truthful about it) and they can also be quite helpful and save you a lot of time because they most likely will know which landlords and apartments are more lenient in these circumstances. They can also advise you as to exactly what kinds of references and documents you might need to prove that you can be a responsible tenant.
You Have Located Your "Dream Apartment"
Once you have located your "dream apartment", or as close to your perfect apartment as possible, now it is necessary to pay extremely close attention to the particulars of the rental agreement. An Apartment Lease is a contract between you and the landlord. Once agreed upon and signed by the tenant and the landlord, the rental lease creates obligations and restrictions for both parties. The most obvious covenants of the apartment lease are the length of the rental, (Six month lease, one year lease, two year lease, etc.) The amount of the security deposit, when the rent is due, who is responsible for what utilities. Also in that apartment lease, however, are stipulations, (sometimes in small print) that can cover a great variety of landlord and tenant obligations and restrictions. They can include, but are not limited to, the following: * Maintenance of the apartment * Care of the premises * Cleanliness * Insurance * Governmental regulations * Eminent Domain * Nuisance and noise clauses * Stipulations as to the circumstances whereby the landlord can enter the premises * Use of Common Areas * Keys and locks * Loss or damage * Parking * Pets * Plumbing * What the landlord may do if the rent is in arrears * What the tenant can do to bring the rent current before any kind of action might be started * Non performance or breach of the contract by the renter * Renter's penalties in the event of early termination * Circumstances which might cause the tenant or the landlord to break the lease prior to the end of the term * Heat and other utilities * Removal of goods * Surrender or Non-Surrender of the premises * Waivers of various obligations * Prohibited reprisals * Garbage disposal * Recyclables * And the list goes on and on and on.
Prospective tenants should read an Apartment lease thoroughly. Prospective apartment renters should understand everything that is contained in that lease and make an informed decision to be 100% accepting of all the provisions for both the tenant and the landlord, that you are positive that you can live up to your end of the bargain and that you are comfortable with the provisions on the landlord's end.
If you do not understand every single clause of that apartment lease then do not sign it until you do understand it. If necessary and if possible, request assistance in interpreting the lease from a trusted source such as a knowledgeable friend or family member or employer or professional, or anyone else who can understand it and explain it to you. If necessary get legal advice. It can cost additional funds if you do not qualify for free legal assistance, but that additional cost might save you a ton of money and save you a ton of heartache and aggravation down the road.
If you do not agree with any of the provisions of that apartment lease and/or you feel that you can't live up to the tenant's obligations, or if you are not in agreement with any of the landlord's rights under the agreement, then do not sign the lease until/or unless it can be changed to your satisfaction. If the apartment rental agreement cannot be amended to meet your needs and desires and comfort level then do not sign the lease and do not rent that apartment. The Apartment Rental agreement that you sign as a prospective tenant will not change once you become the actual tenant of that apartment.
Good luck in your apartment search and good luck in your new apartment.
Be sure to consider how far and how convenient it will be for you to travel to your job or your school or your family and friends. Also, how far is the apartment from stores, banks, hospitals, Church (if you attend) etc. If you have a car, make sure that there is adequate and convenient parking space 24/7. If you don't drive make sure that there is close by public transportation.
Narrow your apartment locating to the size of rental unit you need. Studio apartment or one bedroom apartment or 2 BR apartment or more. Are you considering a furnished apartment or do you possible need a short term rental. If you are renting an apartment with a cat, dog, or other pet, you need to find out which apartments allow renting with pets and which do not. And, if they do allow pets, is there an additional security deposit required and if so, how much it is. Do you need an apartment complex with an exercise room or tennis courts or a pool or a recreation room, etc. or do you simply need and desire a nice clean and quiet pad.
Be realistic about what you can afford. Most apartment renting guides suggest that your rent should not be more than 25% to 30% of your income. This can vary depending on the income bracket, but be sure to be "real world" when budgeting additional apartment expenses such as heating and air conditioning and other utilities. If you fall short of affording the apartment of your choice, you might consider sharing an apartment with a roommate or roommates. Keep in mind that living with roommates can help you afford an upscale apartment or even, in some cases, luxury apartments, but it also has extreme restrictions to your privacy.
If you are familiar with the area and its neighborhoods, that gives you a distinct advantage for your apartment search. If, however, you are relocating to a new city or are not particularly knowledgeable about the city, you may want to contact an Apartment Locator or an Apartment Finder.
Once you narrow your search for apartments down to apts which suit your needs and desires you must be well organized & well prepared for your visits to the apartment complexes. When inspecting the rental premises be on the alert for unsafe conditions, excessive noise from traffic or playgrounds or neighbors. Visit the apartment building at night as well as the daytime hours. This will give you a more comprehensive understanding of the total space you will be residing in.
When you find the apartment complex that meets your renting needs and desires, you must be ready to put your "best foot forward" when you meet the apartment's rental agent. This person may be the apartment building manager or a renting agent for the apts. You should prepare for this apartment renting interview in a professional and intelligent manner. Be advised that you are going to be asked to provide proof that you are a reliable prospective tenant. You are most likely going to need references from previous landlords. You may also be required by the apartments to show that you are gainfully employed and can afford the rent. Many landlords may require a credit report. If you are a first time renter and/or you have limited credit history you may be asked for references from family, friends, employer, professionals, etc. Likewise if you are renting with bad credit you will certainly want to come to the interview with a strong selection of references.
You are not necessarily restricted from apartment renting with less than perfect credit, but you may be required to put up an additional security deposit and possibly have a credit worthy person co-sign the apartment lease with you. Don't unprepared for by requests for any of these things. Be sure to fill out a 100% truthful apartment rental application and come to the interview with references, proof of employment, credit information and any other renting resources at the ready. If you do have a credit history or renting history that might be detrimental, going through an apartment locator or apartment finder may be the best solution. They will present your history to the landlord for you, (make sure they are 100% truthful about it) and they can also be quite helpful and save you a lot of time because they most likely will know which landlords and apartments are more lenient in these circumstances. They can also advise you as to exactly what kinds of references and documents you might need to prove that you can be a responsible tenant.
You Have Located Your "Dream Apartment"
Once you have located your "dream apartment", or as close to your perfect apartment as possible, now it is necessary to pay extremely close attention to the particulars of the rental agreement. An Apartment Lease is a contract between you and the landlord. Once agreed upon and signed by the tenant and the landlord, the rental lease creates obligations and restrictions for both parties. The most obvious covenants of the apartment lease are the length of the rental, (Six month lease, one year lease, two year lease, etc.) The amount of the security deposit, when the rent is due, who is responsible for what utilities. Also in that apartment lease, however, are stipulations, (sometimes in small print) that can cover a great variety of landlord and tenant obligations and restrictions. They can include, but are not limited to, the following: * Maintenance of the apartment * Care of the premises * Cleanliness * Insurance * Governmental regulations * Eminent Domain * Nuisance and noise clauses * Stipulations as to the circumstances whereby the landlord can enter the premises * Use of Common Areas * Keys and locks * Loss or damage * Parking * Pets * Plumbing * What the landlord may do if the rent is in arrears * What the tenant can do to bring the rent current before any kind of action might be started * Non performance or breach of the contract by the renter * Renter's penalties in the event of early termination * Circumstances which might cause the tenant or the landlord to break the lease prior to the end of the term * Heat and other utilities * Removal of goods * Surrender or Non-Surrender of the premises * Waivers of various obligations * Prohibited reprisals * Garbage disposal * Recyclables * And the list goes on and on and on.
Prospective tenants should read an Apartment lease thoroughly. Prospective apartment renters should understand everything that is contained in that lease and make an informed decision to be 100% accepting of all the provisions for both the tenant and the landlord, that you are positive that you can live up to your end of the bargain and that you are comfortable with the provisions on the landlord's end.
If you do not understand every single clause of that apartment lease then do not sign it until you do understand it. If necessary and if possible, request assistance in interpreting the lease from a trusted source such as a knowledgeable friend or family member or employer or professional, or anyone else who can understand it and explain it to you. If necessary get legal advice. It can cost additional funds if you do not qualify for free legal assistance, but that additional cost might save you a ton of money and save you a ton of heartache and aggravation down the road.
If you do not agree with any of the provisions of that apartment lease and/or you feel that you can't live up to the tenant's obligations, or if you are not in agreement with any of the landlord's rights under the agreement, then do not sign the lease until/or unless it can be changed to your satisfaction. If the apartment rental agreement cannot be amended to meet your needs and desires and comfort level then do not sign the lease and do not rent that apartment. The Apartment Rental agreement that you sign as a prospective tenant will not change once you become the actual tenant of that apartment.
Good luck in your apartment search and good luck in your new apartment.
Monday, August 29, 2011
How To Move With Young Children
Moving can upset children of any age. It frequently causes them to feel apprehensive and insecure. But, don’t despair; there are many things you can do to make the moving experience less scary for your children.
Involve Them from the Very Beginning.
Tell your children as soon as you know you’re moving; don’t spring it on them at the last minute. Explain why you’re moving in terms they can understand. Do you need more room? Are you relocating because of a new job? Be sure to explain what will happen so they’ll know what to expect. This will remove a lot of the fear and confusion they may be feeling. Tell them when the move will take place and how their things will get from the old house to the new house. Be sure and answer their questions as fully as you can. Remember that your attitude about the move will rub off on them, so stay upbeat and positive. To help prepare them further, you canchoose from among many children’s books available on moving. Just a couple of these are “Berenstain Bear’s Moving Day” by Sam Berenstain and “Goodbye House” by Frank Asch. Check your local library for more.
Make the Move an Adventure.
If you approach the coming move as an exciting adventure for the entire family, it will help to calm your children’s fears. The more positive you are about the move, the more positive they will be. Make sure they understand they won’t be left behind. Ask for their suggestions and involve them in the plans. If it’s possible, show them the new house and let them spend some time exploring it. Show them where their rooms will be. Help them visualize where their furniture and toys will go. Show them the yard and help them imagine all the fun they will have there. If it’s impossible for them to visit the new house, take tons of photos so they’ll know what it looks like and can become familiar with it. Talk about all the fun things the family will do there.
Let Them Help.
If you give your children an active role in the move they are much more likely to accept it and even grow excited about it. Let them pack some of their own belongings, even if you have to go back and repack them later. This will help them feel a part of the move. If there are old toys you don’t plan to take, let the kids help decide which of them should be given away for other children to use and which should be discarded.
What to Do on Moving Day.
The best plan is to have the children stay with a family member or trusted friend on the day of the move. If this isn’t possible, be sure and involve them in the moving activities. If you have a moving company, introduce your children to the workers so they’ll know who’s taking their stuff away. You can give them a box of their own to pack. This could be the box of special belongings you’re taking in the car with you. It should include all the things your children can’t live without ~ favorite stuffed animals, that special blanket, maybe their favorite pajamas. This will accomplish three things. It will keep the children occupied and feeling useful and it will also ensure that you know exactly where these special items are. You would never want to arrive at your new home not knowing where to locate Susie’s scruffy old bear or Johnny’s favorite action figure! It will also help the children feel secure since they have their most important belongings with them.
You’re on Your Way to Your New Home.
If you’re driving to your new home, make the trip exciting! If the kids can relate the move to family fun, they’ll enjoy it so much more. If it’s a long drive, be sure and have lots of games or books to keep the children occupied. Maybe each person could tell their own story about what they think living in the new house will be like. You’ll arrive happy and anxious to start this new phase of your lives.
Involve Them from the Very Beginning.
Tell your children as soon as you know you’re moving; don’t spring it on them at the last minute. Explain why you’re moving in terms they can understand. Do you need more room? Are you relocating because of a new job? Be sure to explain what will happen so they’ll know what to expect. This will remove a lot of the fear and confusion they may be feeling. Tell them when the move will take place and how their things will get from the old house to the new house. Be sure and answer their questions as fully as you can. Remember that your attitude about the move will rub off on them, so stay upbeat and positive. To help prepare them further, you canchoose from among many children’s books available on moving. Just a couple of these are “Berenstain Bear’s Moving Day” by Sam Berenstain and “Goodbye House” by Frank Asch. Check your local library for more.
Make the Move an Adventure.
If you approach the coming move as an exciting adventure for the entire family, it will help to calm your children’s fears. The more positive you are about the move, the more positive they will be. Make sure they understand they won’t be left behind. Ask for their suggestions and involve them in the plans. If it’s possible, show them the new house and let them spend some time exploring it. Show them where their rooms will be. Help them visualize where their furniture and toys will go. Show them the yard and help them imagine all the fun they will have there. If it’s impossible for them to visit the new house, take tons of photos so they’ll know what it looks like and can become familiar with it. Talk about all the fun things the family will do there.
Let Them Help.
If you give your children an active role in the move they are much more likely to accept it and even grow excited about it. Let them pack some of their own belongings, even if you have to go back and repack them later. This will help them feel a part of the move. If there are old toys you don’t plan to take, let the kids help decide which of them should be given away for other children to use and which should be discarded.
What to Do on Moving Day.
The best plan is to have the children stay with a family member or trusted friend on the day of the move. If this isn’t possible, be sure and involve them in the moving activities. If you have a moving company, introduce your children to the workers so they’ll know who’s taking their stuff away. You can give them a box of their own to pack. This could be the box of special belongings you’re taking in the car with you. It should include all the things your children can’t live without ~ favorite stuffed animals, that special blanket, maybe their favorite pajamas. This will accomplish three things. It will keep the children occupied and feeling useful and it will also ensure that you know exactly where these special items are. You would never want to arrive at your new home not knowing where to locate Susie’s scruffy old bear or Johnny’s favorite action figure! It will also help the children feel secure since they have their most important belongings with them.
You’re on Your Way to Your New Home.
If you’re driving to your new home, make the trip exciting! If the kids can relate the move to family fun, they’ll enjoy it so much more. If it’s a long drive, be sure and have lots of games or books to keep the children occupied. Maybe each person could tell their own story about what they think living in the new house will be like. You’ll arrive happy and anxious to start this new phase of your lives.
Friday, April 1, 2011
How to Pack for the Movers
You’ve chosen a new home, selected a mover, and now comes the task of packing for the move. There are 3 important things you should remember that will save you a lot of time and frustration later:
• Collect all the materials (boxes, tape, paper) you’ll
need to pack.
• Don’t put packing off until the last minute.
• Stay organized!
Here’s a list of the materials you’ll need to pack efficiently:
• Paper for wrapping your items:
Many people collect old newspapers and use them. Just remember that the news ink never dries and will come off on your belongings. If you want to avoid the need to wash everything when you arrive, you can purchase packing paper from your mover.
• Boxes:
You can collect boxes from your local supermarket and other businesses. Select strong boxes in good condition and make sure they have covers. Divided boxes like liquor boxes are great for glasses and stemware.
Your mover can also provide you with boxes especially made for moving. However, these boxes are expensive and you may want to purchase only those which are usually necessary like wardrobes for hanging clothes, mattress cartons, and cartons for large pictures, mirrors and table lamps.
• Sealing Tape - Use plastic tape that’s 1½-2” wide
• Magic Marker – to mark boxes for contents and special instructions like “fragile”, “this side up”, etc.
Now that you have all your materials, you’re ready to start packing! Start as far ahead of time as you can. Waiting until the last minute will create a nightmare you don’t want to experience! If you begin early you can pack a few boxes a day and have everything completed without stressing yourself unnecessarily.
It’s really important that you keep your packing organized; it will save a lot of confusion later. It’s best to pack a room at a time so that you can keep everything thing together that belongs together.
Start in areas containing articles that aren’t used frequently such as your attic, basement, garage, etc. You can leave an extra box to hold items that can’t be packed early.
Packing Up the Kitchen
The hardest room to pack is probably the kitchen so let’s discuss that in detail.
Remember when you’re packing fragile items to pad the bottom of the box with several sheets of paper. Place the heaviest items on the bottom of the box and the more delicate things on top.
When you pack flatware like plates, saucers, etc., wrap each item separately and then combine in groups of three. Rewrap that group in more paper and seal with the plastic tape. Each group will then be better protected. Stand them on end in the box.
You can nest glasses and cups 3 or 4 together and separate with small sheets of paper. It’s best to pack them in divided containers if you have them. If the box isn’t full to the top, stuff with additional paper. If you don’t have divided containers, you can place them in other boxes where you have empty space; just be sure to fit them in toward the top of the box so they aren’t crushed.
Don’t nest Goblets and stemware, wrap them individually.
Try to keep small kitchen appliances like the toaster, crock pot, etc., all together rather than mixing them with other items. Wrap them individually with 2 or 3 sheets of paper and wad up paper to fill any empty space. However, if you have a lot of extra room you can add some pots and pans.
You can nest pots, pans and large bowls in groups of 3 with a couple sheets of paper between each of them.
When you pack boxed foods such as cereal and rice, be sure to seal the tops with plastic tape. (Remember to do this for salt and pepper shakers also!) If your things are going be stored for very long, you may want to discard these items to avoid rodents or insects.
You can pack filled canisters as long as they are individually wrapped and the tops are sealed with plastic tape.
Finally, here are some miscellaneous tips to remember:
• Don’t pack anything that’s flammable, combustive or explosive. This includes items like aerosol spray cans, gasoline, and paint thinners.
• Empty all drawers.
• Pack heavy items like books and canned goods in smaller boxes.
• Pack bulky and lightweight items like toys, blankets, and pillows in large boxes.
• You don’t need to wrap toys, books and shoes individually.
• Stand books and records on end.
It isn’t as hard as it sounds, but it you don’t want to deal with packing, your moving company will be happy to pack for you ~ of course, that service comes with a very hefty price tag!
Happy Moving!
Monday, March 14, 2011
Don’t Wait for a Mate, Feather Your Nest Now! Part 1
Copyright 2006 Melissa Galt
Hey, it’s the new millennium and you’ve been working hard at your career for a number of years, but you haven’t taken the time to really make yourself a home. Why not? Don’t wait for a better half, a mate, or a spouse--just do it for you. And don’t wait till you buy a house, an apartment, condo, even a tent. All qualify as home spaces worthy of decorating. If you live there, it counts. You deserve it!
You’ll also get to entertain in style rather than always complaining that your place isn’t done or ready. (Didn’t think anybody heard that, did you?!) Get going now on making your home the haven you have dreamed of. The best part is it is all for you, and you can do it any way you want! Design and decorating is a valuable process of self discovery, and it is through working on your home’s interiors that you will really find yourself, establish your priorities, and create the lifestyle you want. In part 1 of this 2 part series you’ll learn the first 5 simple, yet valuable steps for creating a comfortable, inviting nest for yourself.
1. Create a road map. Tour each room in your house and make a list of the pieces you think you will need to complete each space. This list is general. For example, in a bedroom you might have listed: a king sized bed, two nightstands, a dresser, an armoire (for TV), artwork, greenery and lamps. This is just a guideline of what you will need. Don’t get bogged down in details and how each piece will look. That comes later. Do this for each room, including the bathrooms, and be sure to note any changes you want to make in finishes like tile, countertops, hardware and such.
2. Establish an idea file. Go through current design and decorating publications and catalogues (online print outs are good too) and tear out pictures of rooms you like the feeling of, pieces of furniture you like, and even rugs and artwork you enjoy. In the case of individual pieces, be sure to circle the pieces in question, as when you return to the file, you may forget what it is you liked. File these by room either in a three ring binder with dividers for each room or an accordion file with a separate pocket for each space. Don’t save entire magazines-- it takes up too much room and much too much time to go back through to find what you liked. Be sure to review your wish files regularly as you are likely to change your mind a few times, and the next favorite can always be right around the corner. Don’t worry about being “all over the board.” In the next step you’ll want to consider getting some professional guidance, and the right expert will be able to find the common theme in your files.
3. Now it’s time to investigate some professional expertise. Unless this is truly your talent and you have the time, it will save you both time and money to hire a designer or decorator for at least a consultation to guide and direct you in the process of furnishing your home. Designers all work differently, so ask--don’t assume. Many will do consultations. Be sure it is someone you are comfortable with, have reviewed their portfolio and checked references. They are there to work with you, educate you in the options available, and make professional recommendations. They should never intimidate or insult you. The best places to find such a professional are by referral from friends, an online web search reviewing their websites, or contacting a favorite you saw published. A designer or decorator can also help you establish a realistic spending plan and steer you to appropriate resources if you want to embark on this process solo. Remember this is moveable money and flexible investment. If you buy it right the first time, you won’t waste time and money on a replacement later. It moves with you, so you aren’t doing this all over again, unless you want to!
4. With some of the critical homework behind you, you are ready to start the process of decorating your home. In each room start either at the top with artwork as inspiration or at the bottom with a rug as “artwork for the floor.” It is much simpler to start at either the top or bottom of a room than in the middle. This is not an Oreo cookie, but your house! The artwork or rug will act as a guideline on the colors and mood you are creating. You are the constant, so generally speaking there will be a consistency and continuity in your selections. Remember a pro can always be part of the process in guiding, translating, and delivering your vision.
5. Select major pieces of furniture. In a bedroom this is the bed, dresser and armoire. In a great room it is the sofa and chairs. Upholstery always comes first in these spaces, and in a bedroom that means the bedding. If you keep your main pieces simpler and quieter (not boring) you are less likely to tire of them, and they will not get dated as quickly. In other words, on a sofa, a textured chenille fabric in a loden green, or muted taupe, or even rich persimmon will age better than a vivid plaid, or cheerful large floral. Confine your patterns and vivid visuals to accent pieces that you can change out.
Some of you men out there are going to be inclined to go leather all the way. Don’t! One piece is enough. It is an important consideration and part of your plan to mix your materials. Get a balance of soft vs. hard, slick vs. textured, shiny vs. matte finish, smooth vs. nubby. The more texture, the less dirt, wear and soil will show. Go for timeless and classic, and you can update seasonally. Be open to a variety of textiles, cotton prints, linens, chenilles, tapestries, damasks, leather and woven fabrics. Variety will also make it look like you have created this over time, creating a collected feeling instead of the room in a box look.
In these first 5 steps we’ve laid the groundwork for creating a unique home that you’ll feel proud to entertain in and that you’ll feel comfortable relaxing in when it’s just you at home. Remember, it doesn’t matter if you’re living in a rented apartment or if you own your own house, your own personal space is a reflection of who you are. In part 2 of this series, we’ll cover the final 5 steps you need to take so that you can make where ever you live feel like home.
Saturday, July 31, 2010
Apartment Renting With Pets
If you’re a pet owner who is considering a move to an apartment there are certain things you must be keep in mind. First, whether or not your pet will be accepted by most landlords depends primarily on the type, size and personality of your pet.
Dogs:
If you own a large dog, apartment living is probably not for you. Not only will accepting landlords be hard to find, but your dog will not be happy in the confined space of an apartment. A large dog needs room to exercise and play, neither of which is usually available in an apartment setting.
If you plan to move to an apartment, make sure your dog is one that will adapt easily to this change in environment. Usually smaller, lap dogs are the best choice. However, even smaller dogs can cause problems.
If your dog barks or whines a lot you may well find yourself at odds with the landlord, as well as with other tenants. Many times your dog only causes a disturbance because it’s lonely or bored. If you’re gone during the day, you can sometimes alleviate these problems by hiring a pet walker to come in and give your dog attention and exercise.
You must also keep in mind that most apartment complexes have leash laws so you will have to accompany your dog each time it goes outside. Since most complexes don’t have areas where it’s safe for your dog to run free, this is as much a matter of your dog’s safety as it the protection of other tenants.
Cats:
Cats are the pets of choice for apartments. Most are not as socially oriented as dogs and are quite happy left on their own. As long as your cat has a nice spot to curl up and take a nap, space isn’t an issue. More than likely your pet is a house cat so frequent trips outside aren’t required.
But you must realize that some landlords do not accept cats any more willingly than they do dogs. Some have a strict “no pets” rule. If that’s the case, don’t consider renting there. If your pet is discovered you may be evicted and/or fined.
Other Pets:
“Pocket pets” such as fish, birds, and reptiles usually don’t pose a problem when it comes to renting. However, you should still check with your prospective landlord to make sure.
General Tips:
Landlords who do accept pets often require a pet deposit. This is intended to cover any damage your dog or cat does to the premises, as well as additional cleaning that may be necessary when you leave the apartment.
If you’re searching for apartments that accept pets, there are many places to go for help. You’ll find lots of websites and message boards dedicated to this subject. You can also enlist the help of a local realtor or relocation specialist who usually have lists of “pet-friendly” apartments. Just make sure you’re clear on the policy regarding pets before you sign any rental agreement.
If you take into account your pet’s needs, as well as those of your landlord, you’ll be much more likely to find an apartment that meets your needs.
Happy apartment hunting!
Dogs:
If you own a large dog, apartment living is probably not for you. Not only will accepting landlords be hard to find, but your dog will not be happy in the confined space of an apartment. A large dog needs room to exercise and play, neither of which is usually available in an apartment setting.
If you plan to move to an apartment, make sure your dog is one that will adapt easily to this change in environment. Usually smaller, lap dogs are the best choice. However, even smaller dogs can cause problems.
If your dog barks or whines a lot you may well find yourself at odds with the landlord, as well as with other tenants. Many times your dog only causes a disturbance because it’s lonely or bored. If you’re gone during the day, you can sometimes alleviate these problems by hiring a pet walker to come in and give your dog attention and exercise.
You must also keep in mind that most apartment complexes have leash laws so you will have to accompany your dog each time it goes outside. Since most complexes don’t have areas where it’s safe for your dog to run free, this is as much a matter of your dog’s safety as it the protection of other tenants.
Cats:
Cats are the pets of choice for apartments. Most are not as socially oriented as dogs and are quite happy left on their own. As long as your cat has a nice spot to curl up and take a nap, space isn’t an issue. More than likely your pet is a house cat so frequent trips outside aren’t required.
But you must realize that some landlords do not accept cats any more willingly than they do dogs. Some have a strict “no pets” rule. If that’s the case, don’t consider renting there. If your pet is discovered you may be evicted and/or fined.
Other Pets:
“Pocket pets” such as fish, birds, and reptiles usually don’t pose a problem when it comes to renting. However, you should still check with your prospective landlord to make sure.
General Tips:
Landlords who do accept pets often require a pet deposit. This is intended to cover any damage your dog or cat does to the premises, as well as additional cleaning that may be necessary when you leave the apartment.
If you’re searching for apartments that accept pets, there are many places to go for help. You’ll find lots of websites and message boards dedicated to this subject. You can also enlist the help of a local realtor or relocation specialist who usually have lists of “pet-friendly” apartments. Just make sure you’re clear on the policy regarding pets before you sign any rental agreement.
If you take into account your pet’s needs, as well as those of your landlord, you’ll be much more likely to find an apartment that meets your needs.
Happy apartment hunting!
Friday, July 30, 2010
Apartment Locators or Apartment Database Sites – Which is the best for you?
When you do a search on a Search Engine for "apartments" you are going to come across two types of Website resources; apartment locator sites and apartment database sites. Which is the best for you? Well, that depends on what your needs and circumstances dictate. It also has a great deal to do with your privacy comfort level.
The Apartment Locator Site:
If you are relocating to an area of the country that is totally new for you, someplace where you are unfamiliar with neighborhoods, schools, job centers, transportation, etc., then the apartment locator may be your best choice. These folks respond to your query by making telephone contact with you. You will describe your circumstances, needs, budget and other preferences. The apartment locator is usually extremely knowledgeable about the area and the local rental market. They will be quite helpful in finding you rental accommodations that suit your particular needs. In most cases, this will be a totally free service. The apartment locator is normally paid a commission or “finder’s fee” from the landlord or rental agent. With regard to your privacy, however, keep in mind that you are required to share your telephone number with the apartment locator and be open to the idea of personal contact. You need to decide if, or how much, that is acceptable to your sense of privacy.
The Apartment Database Site:
Unlike apartment locators, apartment database sites offer a broad selection of on-line apartment listings. They give you intricate descriptions of apartment complexes including, but not limited to, maps, amenities, rent ranges, contact information, etc. Pictures of the apartment units, inside and out, are usually included. An excellent amount of data helps you decide if any particular rental unit meets your needs and satisfaction. When you are moving to an apartment that is located within your present living area or when you are relocating to an area that you are totally familiar with, an apartment database site might be the one for you. Most require a simple registration process which usually asks for name and email address. You need not submit your telephone number and you will not be contacted personally by anyone. Like the apartment locator, most apartment database sites are free to you. Sometimes you are even offered a bonus of $100.00 or more if you list their site as your referring source when you sign your apartment lease.
So, which is better for you, the apartment locator site or the apartment database site? The answer to that question is answered by your own unique needs, desires, situation and limits of personal privacy.
Good luck on your apartment search and good luck in your new apartment.
The Apartment Locator Site:
If you are relocating to an area of the country that is totally new for you, someplace where you are unfamiliar with neighborhoods, schools, job centers, transportation, etc., then the apartment locator may be your best choice. These folks respond to your query by making telephone contact with you. You will describe your circumstances, needs, budget and other preferences. The apartment locator is usually extremely knowledgeable about the area and the local rental market. They will be quite helpful in finding you rental accommodations that suit your particular needs. In most cases, this will be a totally free service. The apartment locator is normally paid a commission or “finder’s fee” from the landlord or rental agent. With regard to your privacy, however, keep in mind that you are required to share your telephone number with the apartment locator and be open to the idea of personal contact. You need to decide if, or how much, that is acceptable to your sense of privacy.
The Apartment Database Site:
Unlike apartment locators, apartment database sites offer a broad selection of on-line apartment listings. They give you intricate descriptions of apartment complexes including, but not limited to, maps, amenities, rent ranges, contact information, etc. Pictures of the apartment units, inside and out, are usually included. An excellent amount of data helps you decide if any particular rental unit meets your needs and satisfaction. When you are moving to an apartment that is located within your present living area or when you are relocating to an area that you are totally familiar with, an apartment database site might be the one for you. Most require a simple registration process which usually asks for name and email address. You need not submit your telephone number and you will not be contacted personally by anyone. Like the apartment locator, most apartment database sites are free to you. Sometimes you are even offered a bonus of $100.00 or more if you list their site as your referring source when you sign your apartment lease.
So, which is better for you, the apartment locator site or the apartment database site? The answer to that question is answered by your own unique needs, desires, situation and limits of personal privacy.
Good luck on your apartment search and good luck in your new apartment.
Saturday, June 12, 2010
About Furniture Rental
There are many businesses out there which rent furniture by the month. You need a couch? Rent one for only $40 per month. Need a lamp? You can get one for $12 a month. Now, let’s see, in one year you would have paid $480 to use the couch and you wouldn’t own it. The lamp would have cost you $144 and it’s the same situation ~ at the end of your lease, you still own nothing.
Most of us would think it foolish to rent furniture. But, that isn’t always the case. There are situations where renting may be the best option. Consider these scenarios:
• Your company transfers you to a new location but the rest of your family is staying in your present home until the school year ends and that’s 4 months away. You buy a house and live in it until your family arrives. Do you go out and buy new furniture or do you rent a few necessities in the meantime?
• Right after you get married, you move into a new home. You and your spouse haven’t decided how you want to decorate your home. Do you rush your decisions or do you rent furniture until you find the style that will please you both?
• You graduate from college and accept a position in an unfamiliar city. You find an apartment that has everything you want, except furniture. You can’t afford to go out and purchase the items you’ll need right away. What do you do?
If you find yourself in any of these situations, renting all or part of your furniture may be a viable option. The thing you have to keep in mind is that it’s never a long-term solution. From the figures in the first paragraph, you can see how expensive renting is over the long haul.
However, when you find yourself without furniture, short term rental may be your best option. If you don’t have the cash or credit to purchase what you need, or if you only plan to be without furniture for a little while, short-term rental may be the best solution.
Most furniture rental companies offer several options from which to choose. Most of them also offer packages in different price ranges, depending on the style and quality of the furniture you require.
• The bedroom package usually includes a double or queen-size bed, night stand and lamp, and 1 chest.
• A living room package provides a couch, end table and lamp, cocktail table, and a chair.
• A dining room package includes a table and 4 chairs.
• A complete home package includes all of the above.
• You can also rent any accessories you may need, including cookware and china, rugs, additional lamps, TV’s, stereos, etc.
As long as you rent only what you need and do so for as short a time as possible, furniture rental may be the solution you need. But, don’t forget to calculate the cost of your rent or mortgage along with the cost of your furniture rental before you decide which package to choose.
If money is an issue, one question you need to ask yourself is this: do you really need the most expensive package or can you get by with the more generic and economical choice for 2 or 3 or 4 months? Unless you plan to do a lot of business entertaining, the answer is obvious.
In short, furniture rental can be an economically sound solution to your problem, if you use your common sense and don’t get in over your head. It beats sleeping on the floor any day!
Most of us would think it foolish to rent furniture. But, that isn’t always the case. There are situations where renting may be the best option. Consider these scenarios:
• Your company transfers you to a new location but the rest of your family is staying in your present home until the school year ends and that’s 4 months away. You buy a house and live in it until your family arrives. Do you go out and buy new furniture or do you rent a few necessities in the meantime?
• Right after you get married, you move into a new home. You and your spouse haven’t decided how you want to decorate your home. Do you rush your decisions or do you rent furniture until you find the style that will please you both?
• You graduate from college and accept a position in an unfamiliar city. You find an apartment that has everything you want, except furniture. You can’t afford to go out and purchase the items you’ll need right away. What do you do?
If you find yourself in any of these situations, renting all or part of your furniture may be a viable option. The thing you have to keep in mind is that it’s never a long-term solution. From the figures in the first paragraph, you can see how expensive renting is over the long haul.
However, when you find yourself without furniture, short term rental may be your best option. If you don’t have the cash or credit to purchase what you need, or if you only plan to be without furniture for a little while, short-term rental may be the best solution.
Most furniture rental companies offer several options from which to choose. Most of them also offer packages in different price ranges, depending on the style and quality of the furniture you require.
• The bedroom package usually includes a double or queen-size bed, night stand and lamp, and 1 chest.
• A living room package provides a couch, end table and lamp, cocktail table, and a chair.
• A dining room package includes a table and 4 chairs.
• A complete home package includes all of the above.
• You can also rent any accessories you may need, including cookware and china, rugs, additional lamps, TV’s, stereos, etc.
As long as you rent only what you need and do so for as short a time as possible, furniture rental may be the solution you need. But, don’t forget to calculate the cost of your rent or mortgage along with the cost of your furniture rental before you decide which package to choose.
If money is an issue, one question you need to ask yourself is this: do you really need the most expensive package or can you get by with the more generic and economical choice for 2 or 3 or 4 months? Unless you plan to do a lot of business entertaining, the answer is obvious.
In short, furniture rental can be an economically sound solution to your problem, if you use your common sense and don’t get in over your head. It beats sleeping on the floor any day!
Saturday, June 5, 2010
A Moving Checklist
MOVING! The very thought of it can send chills down our spine and can cause us to break out into a cold sweat. Experts say that any kind of "change" creates "stress". Moving, (and especially if we are relocating to a new city or state), represents a huge change and naturally brings a great amount of stress along with it. This can be a double whammy, because stress can lead to a lack of energy and motivation. Many of us tend to procrastinate during stressful periods of our lives. This is one time, though, when we must rise above that. When preparing for a move we need to put the pedal to the metal and get a lot of things done. This checklist contains many suggestions that may seem like "no-brainers". However, the very act of printing out these simple suggestions and reminders can become a significant security blanket as the dreaded time approaches. Moving and relocating calls for being proactive, grabbing the bull by the horns and actually completing certain chores well in advance of their deadlines. Hopefully this little paper will help you to accomplish that. In this particular article we are leaving out the "big things" such as finding the best moving company, researching your new neighborhood's transportation, parking, employment, etc. Those are for other articles on another day. Today we are concentrating on the basics of planning and preparation.
Get rid of what you don't need.
Many of us are "pack rats". One thing that we can accomplish immediately is going through all of our "stuff" and getting rid of what we don't need anymore. Moving unwanted clothing and bric-a-bracs from one place of residence to another is a great waste of time and effort. It is surprising how much more in control we feel once we start narrowing down our "inventory" to what we actually need to keep. Getting rid of the unwanted items can be done by having a garage sale long before moving time and then donating the leftovers to the Salvation Army or other charitable groups.
Get all important papers and documents together and secure them.
Since moving is hectic, to say the least, we need to be aware of the exact location of all of our important items. Things that we absolutely must not lose or misplace should certainly be hand carried, not put in a box for the movers:
Address Books, Birth Certificates, Bank Statements, Checks, Credit Cards and Statements, Home Movies, Irreplaceable Memorabilia, Insurance Policies, Marriage Records, Medical and Dental Records, Military Records, Passports, Photos and Photo Albums, Resumes, School Records, Stock Certificates, Tax Returns, Telephone Numbers, Valuables, Vehicle Documents, Wills.
Prepare well in advance for living at your new location.
There are many things that we can do at our new location well in advance of our move that will help smooth out the bumps and grinds of our relocation process when the actual event occurs: Open up new bank accounts. Open up a new Safe Deposit Box. Contact the new area utility companies and arrange for your new services. These can include Cable TV, gas, electric, oil, telephone, water and Internet access. Arrange for new medical providers. If you are moving to a new state, contact the DMV and get forms necessary to re-register your vehicles. Contact your insurance companies and find out if your car insurance, homeowner's insurance, etc. can be transferred. If not, find an Insurance Broker in your new area and discuss your needs and requirements for new policies. Go to the post office and get a moving kit. Prepare change of address forms for all of your correspondents; credit card companies, other credit accounts, banks, insurance companies, current utility companies for final statements, magazines and other subscriptions, family, friends, and any other persons or businesses that you correspond with on a regular basis.
As the time approaches, get a nice new legal pad.
As moving day approaches and when the moving process actually begins, you don't want to be hunting for phone numbers in wallets, purses, or address books. Have a nice new legal pad ready with all important phone numbers written clearly and legibly for both your old and new contacts: Banks, Doctors, Emergency contacts, Family members, Friends, Landlords or Real Estate Brokers, Movers, Pharmacies Schools, Storage Facilities, Utilities.
With proper planning and preparation the moving process, though never fun, can at least be sane. With proper planning and preparation the utilities at your present address can be disconnected the day after you move and the utilities at your new address can be connected the day prior to your arrival. With proper planning and preparation you will not be frantically searching for a new doctor or pharmacy, if that unfortunate need arises. With proper planning and preparation you will have all of your important documents at the tip of your fingers at all times. With proper planning and preparation your mail will start arriving the day after you move in to your new abode and your life will endure a minimum of chaos and clutter.
Good luck with your move and good luck in your new home or apartment.
Get rid of what you don't need.
Many of us are "pack rats". One thing that we can accomplish immediately is going through all of our "stuff" and getting rid of what we don't need anymore. Moving unwanted clothing and bric-a-bracs from one place of residence to another is a great waste of time and effort. It is surprising how much more in control we feel once we start narrowing down our "inventory" to what we actually need to keep. Getting rid of the unwanted items can be done by having a garage sale long before moving time and then donating the leftovers to the Salvation Army or other charitable groups.
Get all important papers and documents together and secure them.
Since moving is hectic, to say the least, we need to be aware of the exact location of all of our important items. Things that we absolutely must not lose or misplace should certainly be hand carried, not put in a box for the movers:
Address Books, Birth Certificates, Bank Statements, Checks, Credit Cards and Statements, Home Movies, Irreplaceable Memorabilia, Insurance Policies, Marriage Records, Medical and Dental Records, Military Records, Passports, Photos and Photo Albums, Resumes, School Records, Stock Certificates, Tax Returns, Telephone Numbers, Valuables, Vehicle Documents, Wills.
Prepare well in advance for living at your new location.
There are many things that we can do at our new location well in advance of our move that will help smooth out the bumps and grinds of our relocation process when the actual event occurs: Open up new bank accounts. Open up a new Safe Deposit Box. Contact the new area utility companies and arrange for your new services. These can include Cable TV, gas, electric, oil, telephone, water and Internet access. Arrange for new medical providers. If you are moving to a new state, contact the DMV and get forms necessary to re-register your vehicles. Contact your insurance companies and find out if your car insurance, homeowner's insurance, etc. can be transferred. If not, find an Insurance Broker in your new area and discuss your needs and requirements for new policies. Go to the post office and get a moving kit. Prepare change of address forms for all of your correspondents; credit card companies, other credit accounts, banks, insurance companies, current utility companies for final statements, magazines and other subscriptions, family, friends, and any other persons or businesses that you correspond with on a regular basis.
As the time approaches, get a nice new legal pad.
As moving day approaches and when the moving process actually begins, you don't want to be hunting for phone numbers in wallets, purses, or address books. Have a nice new legal pad ready with all important phone numbers written clearly and legibly for both your old and new contacts: Banks, Doctors, Emergency contacts, Family members, Friends, Landlords or Real Estate Brokers, Movers, Pharmacies Schools, Storage Facilities, Utilities.
With proper planning and preparation the moving process, though never fun, can at least be sane. With proper planning and preparation the utilities at your present address can be disconnected the day after you move and the utilities at your new address can be connected the day prior to your arrival. With proper planning and preparation you will not be frantically searching for a new doctor or pharmacy, if that unfortunate need arises. With proper planning and preparation you will have all of your important documents at the tip of your fingers at all times. With proper planning and preparation your mail will start arriving the day after you move in to your new abode and your life will endure a minimum of chaos and clutter.
Good luck with your move and good luck in your new home or apartment.
Friday, April 16, 2010
You’re Retired, Now What?
For years you’ve lived in that sprawling house where you raised your children . . . it’s home. But now you don’t need all the space and the upkeep is becoming more difficult every year.
You now have to consider things that weren’t issues before. When you were younger, you never thought about how many times a day you went up and down the stairs. You didn’t mind having the bedroom upstairs and the laundry facilities in the basement. Now, all those steps are taking their toll.
Washing windows isn’t as easy as it was before either, is it? Climbing an extension ladder to reach the second story becomes a bit scarier with each passing year. As you age, you become more concerned about falling.
You may be thinking it’s finally time to move into a home that’s a bit more senior-friendly, but what are your options?
• Smaller, single level houses
• Condominiums
• Apartments
• Retirement communities
• Assisted living facilities
Let’s take a more detailed look at these options:
Smaller homes built on one level with convenient laundry facilities may be what you need.
Look for a house that requires little outside maintenance. A brick or vinyl-sided house won’t require painting. An open floor plan may be helpful if you’re ever confined to a wheelchair. A smaller yard allows you to garden but still keeps the yard work to a minimum. An attached garage is a helpful feature, especially in the winter when icy sidewalks can cause falls. Of course, finding a location that’s close to shopping, public transportation and medical facilities is also important.
Condominiums provide privacy without a lot of maintenance.
Like individual houses, there are many different types of condominiums from which to choose. The main advantage of a condo is that outside maintenance of both the structure and the yard is usually provided. Most condos include a small area where you can plant flowers but the lawn and other common areas are maintained by the association. There are additional fees for this mandatory service so be sure to find out if they will fit into your budget.
Apartments require no maintenance.
One of the main advantages of apartment living is that you aren’t responsible for any maintenance. You don’t have to worry about painting, replacing major appliances or yard work. Apartments also give you a certain degree of freedom because you don’t have to worry about them if you travel a lot. It’s important for laundry facilities to be easily accessible and that there is an elevator if your apartment is to be on a higher floor. You won’t have as much privacy and your only personal outdoor space may be limited to a small patio or balcony, if that. Rent is likely to increase and is not tax deductible on your Federal returns.
Retirement communities or assisted living facilities give you the highest level of security.
Both of these options are specifically designed for seniors and offer many safety features not found in regular housing. The amount of privacy you have depends on which community you choose. Your medical condition will usually dictate whether a retirement community or assisted living facility is your best choice. Some retirement communities offer private living space, much like individual homes, as long as you’re healthy and then provides assisted living if your health deteriorates.
Giving up the home where you’ve lived for many, many years may seem a little scary. But, often a new home that brings less responsibility and greater peace of mind will make you feel years younger.
You now have to consider things that weren’t issues before. When you were younger, you never thought about how many times a day you went up and down the stairs. You didn’t mind having the bedroom upstairs and the laundry facilities in the basement. Now, all those steps are taking their toll.
Washing windows isn’t as easy as it was before either, is it? Climbing an extension ladder to reach the second story becomes a bit scarier with each passing year. As you age, you become more concerned about falling.
You may be thinking it’s finally time to move into a home that’s a bit more senior-friendly, but what are your options?
• Smaller, single level houses
• Condominiums
• Apartments
• Retirement communities
• Assisted living facilities
Let’s take a more detailed look at these options:
Smaller homes built on one level with convenient laundry facilities may be what you need.
Look for a house that requires little outside maintenance. A brick or vinyl-sided house won’t require painting. An open floor plan may be helpful if you’re ever confined to a wheelchair. A smaller yard allows you to garden but still keeps the yard work to a minimum. An attached garage is a helpful feature, especially in the winter when icy sidewalks can cause falls. Of course, finding a location that’s close to shopping, public transportation and medical facilities is also important.
Condominiums provide privacy without a lot of maintenance.
Like individual houses, there are many different types of condominiums from which to choose. The main advantage of a condo is that outside maintenance of both the structure and the yard is usually provided. Most condos include a small area where you can plant flowers but the lawn and other common areas are maintained by the association. There are additional fees for this mandatory service so be sure to find out if they will fit into your budget.
Apartments require no maintenance.
One of the main advantages of apartment living is that you aren’t responsible for any maintenance. You don’t have to worry about painting, replacing major appliances or yard work. Apartments also give you a certain degree of freedom because you don’t have to worry about them if you travel a lot. It’s important for laundry facilities to be easily accessible and that there is an elevator if your apartment is to be on a higher floor. You won’t have as much privacy and your only personal outdoor space may be limited to a small patio or balcony, if that. Rent is likely to increase and is not tax deductible on your Federal returns.
Retirement communities or assisted living facilities give you the highest level of security.
Both of these options are specifically designed for seniors and offer many safety features not found in regular housing. The amount of privacy you have depends on which community you choose. Your medical condition will usually dictate whether a retirement community or assisted living facility is your best choice. Some retirement communities offer private living space, much like individual homes, as long as you’re healthy and then provides assisted living if your health deteriorates.
Giving up the home where you’ve lived for many, many years may seem a little scary. But, often a new home that brings less responsibility and greater peace of mind will make you feel years younger.
Wednesday, February 10, 2010
Two Can Live More Cheaply Than One ~ Consider a Roommate
If living expenses are eating up your budget, one of the most popular solutions is to find one or more roommates to share them. Rent for a multiple-bedroom apartment is usually not significantly higher than that of a single bedroom or studio unit. So actually, with a roommate to share the expenses, you’re able to live much more cheaply.
There are many places where you can find people who are also looking for roommates. Check the classified section of your newspaper and with acquaintances. Post a notice at your church, at work, or, if you’re a college student, on a bulletin board at school. There are also several websites which focus on finding roommates and living accommodations.
Choose Your Roommate Wisely . . .
You must keep in mind that you’ll be living closely with this person (or persons) so there are several things you should consider when choosing your roommate:
• Make sure that your schedules and interests will compliment each other. If you like a quiet life and your roommate loves to invite people in for impromptu parties, it’s probably not a good mix.
• How you live is another issue that should be considered. If you’re a neat freak and your prospective roommate is a slob, there will be problems.
• If you’re a pet owner it’s important to find someone who shares your love for animals.
• Be sure and specify whether you wish to room with a smoker or non-smoker.
• If you plan to share shopping and cooking responsibilities choose a person who likes the same types of foods you do.
These are just a few of the issues that must be resolved if you intend to live in harmony with other people. Take the time to get to know a little about the person with whom you intend to share a home. It will prevent a lot of difficulty later.
Agree On the Rules From the Start . . .
1. Choosing a location:
If you have already chosen a roommate, or roommates, and are looking for an apartment, be sure you only consider locations that are convenient for all of you.
2. All roommates should be included on the lease.
This will prevent anyone being left “holding the bag” if one of the roommates decides to make other living arrangements.
3. Decide how the bills will be divided.
How the rent, utilities, phone bills, etc., will be divided is extremely important. While heat, water and electricity are usually divided equally, other bills can be divided according to usage.
For example, if one roommate has a larger bedroom and a private bath, while the others share a communal bath and have smaller rooms, this should be taken into account when determining what percentage each pays for rent.
And, while the basic cost of the phone bill should be shared by all who use it, personal toll calls should be the responsibility of whoever made them.
If there are Internet and cable bills, you can hardly expect someone who doesn’t use a computer at home to share the Internet charges.
Be sure and put all of these arrangements in writing so there is no question or dispute later.
It’s a very good idea for each roommate to set up one of the utility accounts (electricity, gas, etc.) in his/her name.
4. Decide how housekeeping chores will be divided and put it in writing.
While this may seem like a lot to worry about, you and your roommates will get along better if everyone knows what’s expected from the start. Take the time to iron these things out at the beginning to prevent later dissension and hard feelings ~ you’ll have a much greater chance of living together happily and harmoniously if you do.
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