Showing posts with label golden years. Show all posts
Showing posts with label golden years. Show all posts

Saturday, June 4, 2011

Golden Years and Tears - Pension In One Hand And Out With The Other

The Golden years a time in all our lives where we look forward to retirement, long gone are the days when pensioners were in their prime.

Now the prime candidates for the government's new ruling of raising retirement to the ripe old age of 67. How many of the golden oldies will make it down to the local post office to collect their pensions.


What happened to the days when grandparents sat you on their lap and told funny stories of their child hood?
Kiddies of the 21st century now listen to tales of woe of how life was a struggle or the pain suffered because the list for a hip replacement was as long as your arm. Sometimes it makes you wonder why our children today are full of so much anger and hate, when the stories told do not fill them with laughter just sadness.


Turned are the golden years into olden years more like where old timers are liberated to do as they please. Do what? Have you ever tried skiing on a Zimmer frame or sky diving with a pacemaker?

Slave Labour (excuse the pun) slavery went out with the ark or so we believed but is back with vengeance.

For e.g. the government took measures to protect pensioner from the freezing winter by giving a heating allowance only to take it back forcing them to hobble through blizzards to work some more. Compassion is far from their thoughts when enforcing new laws. These governing bodies certainly know how to take the living out of life of all human beings.

The days and dreams of ever attempting a dare devil stunt for all golden oldies (pensioners) will forever remain a memory. To have lived their lives in the fast lane will always be in their thoughts.

I hasten to add it is never too late to sit the kiddies on your lap once again and fill them with knowledge on how to get the best out of life under the jurisdiction of others.
There will always be rules/regulations that we as a nation are not happy with, so what can we do about it? In some cases choices are zilch, so on with the thermals to clock on for another eight hour shift.

But for those still in their prime give them the opportunity to live your dream for you.

Children in the twentieth century are going to struggle like that of the old days without an education. To be able to succeed or cope in this world then knowledge is a necessity. Members of parliament are where they are today because they furthered their education to their own advantage, if that's what it takes for a child to have life put back into living then act now.

There are many active pensioners who this article is not personally directed at but for those who are tired, then I say take heed all political members and let the golden oldies enjoy what ever little time they have left on this planet so they can go prune their roses.

Sunday, November 7, 2010

Celebrating Your Golden Years With Family

Once you reach your late forties and early fifties, you are bound to think of retirement. You want retire at an age when you are not too old to enjoy your golden years.

This is the point in life when you look back at your achievements. If you feel satisfied with what you have accomplished so far, you will get to focus more on what it is that you exactly want to do with the rest of your life - which you did not have time for when you were young and busy raising kids and money.

You are probably thinking of taking up a forgotten hobby, or go traveling in a motor home, or get a tan at a lovely beach where the sun shines year-round.

Studies show that more and more retirees are thinking about going abroad. They may have an old vacation spot in mind where they are considering settling in once they retire.

However, there are still some who choose to stay in the country and spend their retirement with their families in the States.

Whether you choose to stay in the country or out of it, here are a couple of tips on how you can enjoy retirement and your leisure years with your family:

>> Settle your finances first.

This is the biggest concern that retirees have. It is unfortunate that not everyone thinks about this aspect of "growing up" while they are young and healthy.

Thus, when nearing retirement, they tend to be a bit apprehensive about finances because they did not have ample time to prepare.

It is better if you start planning for retirement thoroughly, and do it the earliest time possible. The more preparations you have, the more likely you will get to enjoy yourself when retirement comes.

Take the following scenario as an example: If you save $100 per month, in 5 years, you will earn approximately $6,800. In 20 years, this could increase to about $41,000.

There are some other factors and rate of return percentages to consider, but this is basically how it goes.

The above example just shows that if you prepare early, the more you will earn by investing in a sound retirement plan.

>> Prepare early.

Do not let the anxiety of retiring sneak up on you by preparing early. Once you have gotten your financial worries out of the way, you can proceed to the next step - which is enjoying your retirement years with your family.