Tuesday, August 31, 2010

Bath Lifts and You

If you or someone you love is mobility impaired, then taking a bath is likely not a very easy task. Unless you have a roll in shower, which can be very expensive, it can often be very hard to get into the bath tub without any help. If you are taking care of a family member, than bath time can be very hard on your back. If you are ready to regain your independence and privacy than a bath lift is right for you.

Bath lifts are incredibly easy to install, often they can be set up in just a few minutes. Utilizing a swivel chair, bath lifts are able to raise and lower an individual so that they can take and enjoy a nice bath. These devices can be operated by a single individual so it is now possible to reclaim your bathtub. The swivel chair makes it very easy to enter and exit the lift.

Depending on the unit it is possible to get a headrest or lap belts, which depending on the situation can be very helpful. Models that utilize batteries are designed to ensure that a proper charge is maintained. This way you never have to worry about not having enough power to lift out of the bathtub. These units will not lower you into the bathtub unless there is a sufficient charge to raise you back out.

Bath lifts allow you to take a bath by your self and are highly engineered to promote safety and reliability for many years. Rather than spending thousands and thousands on building a new handicapped accessible shower, you can spend a fraction of that on a new bath lift.

Monday, August 30, 2010

Baseball Betting: How to Bet Basics

If you know nothing about sports and you still feel the urge to wager, baseball is the easiest sports to wager on. As opposed to football and basketball, where you are mixed up with the point spreads and other confusing calculations, in baseball betting you simply put your money on the outcome of the game. In addition, the baseball season lasts longer, which means more matches and bigger chances to go home with the winning money. Here is a step to step guide to baseball betting.

The main difference between baseball betting and other team sports betting such as football and basketball is that while the latter ones use point spreads, the former uses the money line.

What is a Point Spread?
Point spread is the most common betting type offered in football and basketball betting. The sportsbook spreads the odd of a certain match by subtracting points from the favorite team, which is the team most likely to win and adding points to the underdog, which is the team that will raise a lot of eyebrows if wins.

What is a Money Line?
In baseball betting, the sportsbook sets the odds strictly on the outcome of the match. In order to even the action, bettors would have to risk more money on the favorite and risk less on the underdog. This is called the money line.

For example, if the money line is minus 170 on the favorite and plus 150 on the underdog, then you would have to bet 170 dollars on the favorite in order to earn 100 dollars. On the other hand, if you bet 100 dollars on the underdog, you would win 150 dollars if they would eventually win the match.

The difference between the minus 170 on the favorite and the plus 150 on the underdog is known as the twenty cent line. If the money line was minus on the favorite and plus 150 on the underdog, it is called the ten cent line or dime line. The fifteen cent line is also common in baseball betting.

Sportsbooks also offer total bets and run lines in baseball betting.

1) Total Bets:
These wagers are based on the sum of the runs scored by both of the teams. For example, if the sportsbook sets the over under total of a match as 7, the over wins if the sum of the runs scored by both teams exceeds 7 and the under wins if it sums up to less than 7.

2) The Run Line:
This wager is the baseball variation of point spread. When you are betting on the run line, you are betting on whether one of the teams wins by more than one run, which is marked as minus 1.5 or stays within one run, marked as plus 1.5.

Conclusion:
Although the money line makes baseball betting simpler than football and basketball betting, it causes the payoffs calculation to be more complicated:

1) In order to calculate the payoff when wagering on the favorite you should add 1 to the favorite price and divide it with the favorite price.

2) In order to calculate the payoff when wagering on the underdog you should add 1 to the underdog price.

Sunday, August 29, 2010

Barbie Dolls – Where Did They Come From?

Dear Santa, Please can I have a Barbie doll for Christmas?

Barbie dolls have probably been on Christmas wish lists for several generations of girls. In fact Barbie has become a household name for many years. Who created the first concept of the Barbie doll?

The story started with the birth of Ruth Mosko in Denver Colarado in 1916. Ruth married Elliot Handler in 1938. Elliot Handler and his business partner Harold ‘Matt” Matson formed the company Mattel. The name was created by a combination of their names ‘Matt-Ell”. Mattel originally manufactured picture frames, but after making dolls furniture from scraps decided to focus on toy manufacturing for which Mattel is now famous.

Ruth Handler noticed that her young daughter Barbara was more interested in playing with adult dolls, than the baby dolls that were available at that time. While traveling in Europe she saw a German doll called ‘Lilli’ which she bought for her daughter. The original ‘Lilli’ doll was not a children’s toy, but a joke style gift for men.

Mattel bought the marketing rights for ‘Lilli’. They changed the doll’s name to Barbie, named after Ruth’s daughter Barbara. Barbie was first released for sale in the United States in 1959 and became a hot seller. Barbie’s boyfriend ‘Ken’ was introduced in 1960. Ken was named after Ruth’s son Kenneth.

The Barbie doll was first displayed at the New York International American Toy Fair on March 9, 1959. This date became Barbie’s official birthday .There is now a fictional biography of the life of ‘Barbie’ with additional family and friends created and sold as separate dolls.


By Barbara White

Saturday, August 28, 2010

Backgammon Rules: Learn How to Play Backgammon

The board game backgammon is one of the most ancient games known to man. It is believed that early variations of the game were played in Ancient Egypt, Mesopotamia and Ancient Rome. Since then, the game has evolved, changed several names and spread to different parts of the world. It is currently a popular pastime all over the US, East Asia, Europe, and the Middle East.

In order to play backgammon all you need is a partner, two dice and a special backgammon board with checkers. The backgammon board is divided into two sides with each one is the mirror reflection of the other. Each side contains 12 triangles called points numbered from 1 to 24.
Points 1 to 6: Home Board or Inner Board
Points 7 to 12: Outer Board
7 point: Bar Point
13 point: Mid Point

At the starting position of the game, each player has 2 checkers on the 24 point, 3 checkers on the 8 point and 5 on the 13 and 6 point. Each player moves from his home board through the outer board towards the opponent home board.

The object of backgammon, then, is to move your checkers towards your opponent home board and remove them off the board before your opponent moves his checkers towards your home board. The speed of the progress of each move is determined by the outcome of the dice roll.

The backgammon play begins with both players tossing one die. The player whose outcome is the highest, makes the first move using both his and his opponents number. If the outcome of the dice toss is even, the players toss the dice again until an uneven outcome appears. From now on, each player tosses both dice on his turn.

After each toss of dice, you should move your checkers forward the number of steps appears on both dice. You can move either one checker the number of steps summed up by both die or move two checkers. To make it clearer: if the outcome of the dice roll is 5 and 4, you can either move one checker 9 steps forward or move one checker 5 steps forward and then move the other piece 4 steps forward

If the dice rolls a double, which means an even number on both dice, you can move double the number appears on the dice. For example, if you roll double 2, you can move 2 points four times. In that case, you can either move one checker 8 steps forward; move two checkers a total of 4 steps; move two checkers a total of 2 steps each plus a total of 4 steps; move one checker a total of 6 steps plus 2 steps; or move four checkers 2 steps.

You can move a checker to a point where there is another one of your checkers or no more than one checker of your opponent, called blot. When you hit a blot, it is moved to the middle of the board to the part divided between the home board and the outer boards, called the bar.

The checkers placed on the bar are kept out of play until the bar can be entered by a dice roll in the opponent’s home boards. For example, if you roll 2, you can enter a checker to the 23 point and enter the opponents home board and re enter the bar checkers into the game. You cannot move the other checkers unless your entire bar checkers are at your opponents home board.

By the time your checkers are in your home board, you must remove the checkers from the board, to bear off, using a roll of dice. For example, if you roll 1, you can bear off one checker from the 1 point; if you roll 2, you can move a checker form the 2 point, and so on.

If your opponent has not borne off any checkers while you have borne off 15 checkers, you win the gammon. If your opponent has not borne off any checkers and still some of his checkers are placed on the bar, while you have borne off 15 checkers, then you win the backgammon.

Friday, August 27, 2010

Back to School: Textbook Savings

If you are sending your adult children off to college you know that there are three school related expenses which make up the bulk of your budget: tuition, room and board, and textbooks. The first two expenses are mostly fixed and predictable costs, while the third is impossible to predict as well as a potential budget buster. You may not be able to predict textbook expenses, but you certainly can reduce them by following these three important steps:

1. Shop Online. Your college bookstore has an ironclad grip on textbook inventory, right? Well, at one time that was a true statement. Today, thanks to the internet, websites have sprung up that sell new and used textbooks at prices much lower than those found on campus. Shop with those retailers who have clearly outlined payment, shipping and handling, and return policies. Scan auction sites too for additional savings.

2. Shop Retail. The big bookstore retailers as well as some of the office supply stores carry some titles. At the very least your student can purchase all of his or her supplies off campus, saving you big money in the process.

3. Shop Used. Your campus bookstore knows that having used textbooks on hand will keep them somewhat competitive. The trick with textbook publishers is that yearly updates can make used copies obsolete: planned obsolescence in action! Still, when I was in school I had one professor who encouraged students to pick up the “outdated” copies of one book since he knew the cost was outrageous and he planned on referencing it sparingly. Your student may also learn that some of the titles on the professor's list are optional, not mandatory purchases.

Students today no longer have to feel as if they are being “held hostage” by outrageous textbook prices. Have your student shop wisely and your budget will remain on track.

Thursday, August 26, 2010

Back to School: Shopping Tips

Back to School sales seem to start almost as soon as your kids leave school for the summer. For parents, these sales are one of the best ways to save money and save big. Let's take a look at some the ways for you to realize savings as you prepare to send your children off to school.

1. Sales. Yes, Back to School sales are still real bargains for parents. The national retail chains such as, WalMart, Target, Sears, JC Penney, and KMart all run sales, as well as do the "pharmacy" chains including: CVS, Walgreens, and Eckerds. The former group of stores are great places to shop for clothing and bookbags while the latter group will feature cut rate school supplies.

2. Dollar Stores. Almost every town across America has the "one dollar" stores where everything is, you guessed it, sold for one dollar. Many of these stores are hit or miss as far as what they carry or what they have available. Some items, even at a dollar, are much more expensive than those found "on sale" at regular retailers.

3. Close Outs. Your kids may protest, but the close out stores -- Odd Lots and Big Lots to name two -- will carry items your family can use. Sure, the clothing may be way out of style, but lunchboxes, pens, stationary, bookbags, and the like generally are not.

4. Hand Me Downs. Big bro or big sis may have articles of clothing or items they no longer use. If they are gently worn/used consider passing these things on to your younger kids.

5. Garage and Yard Sales. Your child's lunchbox or calculator may be found at your neighbor's sale instead of at a retailer. Expect prices to be 50-90% less than full retail.

6. Consignment Shops. Did someone say, Salvation Army? Okay, this is a bit of a stretch. Your kids will probably scream if you take them to a consignment shop, so you can go instead. More than likely what you buy will be for your personal use. Use the money saved to purchase the Nike shoes for your sophomore.

7. Tax Free Weeks. If you live in an area of high sales taxes on clothing, wait for a special "tax free week" to come around to save on purchases. New York City, for instance, is one of the cities with a tax free week. At 8.25%, this particularly high sales tax rate often causes residents to flee the city and drive to New Jersey where there is no tax on clothing. Save on gas, tolls, and time, as well as prop up your local economy by waiting for these special weeks.

There are other ways for you to save money on school supplies including shopping online or by buying in bulk. Back to School shouldn't mean back in debt provided you shop carefully and wisely.

Wednesday, August 25, 2010

Back to School: Bus Safety Tips

Beginning in early August and all the way through much of September, schools throughout the country begin welcoming students back from their summer hiatus. Whether you are a parent, child, school administrator, driver, or a concerned citizen, the following tips will help keep our nation's students safe.

1. Bus Stop. Your child's bus stop should be in an area that is well lit, easily accessible, and away from traffic. If it is not, contact school administrators to have the stop moved. In some situations you may need to contact the school board instead. If you live in an area where there is heavy snowfall, make sure that the stop is sufficiently free of snow, ice, and related debris.

2. Clothing. Children should be wearing bright colored clothing, especially if waiting for the bus before sunrise or getting home after dark. Place removable reflective tape on their outer garments including on their hats and coats.

3. Boarding. Teach your children to only move forward to board the school bus when it has come to a complete stop and the driver opens the door. Children should line up single file as they await entrance.

4. Seating. Virtually all school buses DO NOT come equipped with seatbelts, nor are seats strong enough to resist impact in the event of a crash. Teach your children to be seated at all times and facing forward. Study various brace positions to prepare for the possibility of an accident. Learn optional exit strategies including using the emergency door or windows.

5. Exiting. When exiting the bus, children must move far away from the vehicle to allow the driver to see that they have cleared the bus and are safely away from traffic. Instruct your children to stay away from the bus' rear wheels at all times.

6. Awareness. Teach your children to be aware of other traffic in the area. Do not assume that drivers will stop for them or even see them. If children must cross the street, they are to do so only with the driver directing them. Have them constantly looking both ways as they cross the street until they are safely on the other side.

Every year children die or are injured in school bus related accidents. Many die as a result of a collision involving their bus with another vehicle while others are killed or hurt as they fail to clear the area around the bus or are hit by oncoming traffic.

You can keep your child safe by raising their awareness of potential hazards while the rest of us can make school bus safety a priority by obeying the rules of the road. Let's make this school year a safe one.